Privacy & Security

What Does Commercial National Bank Do With Your Personal Information?

Rev 10/2024

The Reasons for Getting Personal Information
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number and account balances Income and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Commercial National Bank chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Commercial National Bank Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We Do Not Share
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We Do Not Share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We Do Not Share
For our affiliates to market to you	No	We Do Not Share
For nonaffiliates to market to you	No	We Do Not Share

Questions

If you have any questions regarding this notice or the information shared by us, you may reach us in a manner that is convenient for you:

Phone - 325-597-2961
Fax - 325-597-0122
Email - cnbbrady@cnbbrady.com

What We Do
Who is providing this notice?	THE COMMERCIAL NATIONAL BANK OF BRADY
How does Commercial National Bank protect my information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Commercial National Bank collect my information?	We collect your personal information, for example, when you Open an account or deposit money Apply for a loan or pay your bills Use your credit or debit card We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Commercial National Bank has no affiliates.
Non‑Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Commercial National Bank does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Commercial National Bank does not jointly market.

Other Important Information
You can help protect your privacy by using caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of the bank and asks for your account number or any other identifying or account-related information, you should beware. The Commercial National Bank does not ask bank customers for personal information via email or phone. Anyone who receives an email or phone call that claims to be from The Commercial National Bank and asks for account information should consider it to be a fraudulent attempt to obtain their personal account data and should not follow the instructions in the email or over the phone.

Other Important Information

You can help protect your privacy by using caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of the bank and asks for your account number or any other identifying or account-related information, you should beware.

The Commercial National Bank does not ask bank customers for personal information via email or phone. Anyone who receives an email or phone call that claims to be from The Commercial National Bank and asks for account information should consider it to be a fraudulent attempt to obtain their personal account data and should not follow the instructions in the email or over the phone.