Carefree Checking Account
Requirements
$100.00 minimum balance to open
Must have at least one direct deposit, each monthly statement cycle
Internet Banking access required
Benefits
- Unlimited check writing/withdrawals/drafts
- No per check fee
- No minimum balance
- No monthly service charge
- Free debit card (initial card) on qualified accounts
- eStatement only
Carefree Senior Checking
Requirements
$100.00 minimum balance to open
Must be 55+
Benefits
- Variable interest rate, compounded monthly, with a minimum average balance of $2,500.00 or greater paid on the following tiers: $2,500.00 - $24,999.99, $25,000.00 and over
- Unlimited check writing/withdrawals/drafts
- No per check fee
- No minimum balance
- No monthly service charge
- Free debit card (initial card) on qualified accounts
Regular Checking
Requirements
$100.00 minimum balance to open
Benefits
- No maintenance fee or withdrawal fee if daily balance is above $800.00
- Free debit card (initial) on qualified accounts
Cost
- If daily balance is below $800.00, a monthly maintenance fee of $4.00, plus $.12 per check/withdrawal/draft after the
- first two items during a statement cycle
Diamond Accounts
Requirements
$100.00 minimum balance to open
Must be at least 55+ for the senior plan
Benefits
- Three plans to choose from - Basic, Family and Senior
- Unlimited check writing/withdrawals/drafts
- No per check fee
- No minimum balance
- Free Diamond standard checks
- Free Money Orders
- Free Cashier's Checks
- Free CNB E-Z Pay bill pay (online banking required)
- Free Debit card (initial card) on qualified accounts
- AD&D insurance coverage
- Identity Theft Protection
- LifeLock - discount available on monthly service fee for CNB Diamond member
- Prescription Drug Discount/Vision & Eyewear Discounts
Cost
- Basic plan - ($10,000 AD&D/$20,000 CC) - $9 per month club account fee
- Family plan - ($30,000 AD&D/$60,000 CC w/$1,500 AD&D/$3,000 CC Dependent Children Coverage) - $11 per month club account fee
- Senior plan - ($10,000 AD&D/$20,000 CC) - $6 per month club account fee
Accidental Death and Dismemberment Insurance "AD&D" is a form of insurance, however, is a non-deposit investment Product.
- AD&D is not a Deposit
- AD&D is not FDIC-INSURED
- AD&D is not insured by any Federal Government Agency
- AD&D is not guaranteed by the bank
- AD&D may go down in value
Student Checking Account
Requirements
$10.00 minimum balance to open
Internet Banking access required
Benefits
- Unlimited check writing/withdrawals/drafts
- No per check fee
- No minimum balance
- No monthly service charge
- Free debit card (initial card)
- eStatement only (Internet Banking Required)
